Shared Ownership

Shared ownership is the term usually applied to purchases made with the help of a housing association or "registered social landlord".

These schemes are useful if you cannot afford the whole cost of a property but would like to own a share (25% to 75%) and pay a subsidised rent on the other percentage owned by the housing association.

At some time in the future, you have the option of buying more of your share in the property, but at the market value at the time, This is known as staircasing.

There are a number of lenders who are willing to lend on this basis.

To find out more or to find out if you qualify visit www.housingcorp.gov.uk* Key workers living schemes may apply to you if you live in London or certain parts of South East England and are designated as a "Key worker". 

* What Mortgage company Limited has no control or responsibility for the pages you are about to access, or to any subsequent links you may be directed to.

You may also remortgage if you are in an existing shared ownership or key workers scheme.

Telephone 0800 043 042 7